Financial Aid

TEACH Grant/Loan Program

Through the College Cost Reduction and Access Act of 2007, Congress created the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program that provides grants of up to $4,000 per year to students who intend to teach in a high need field and in a school that serves students from low-income families. If, after reading all of the information about this grant, you are interested in learning more about the TEACH Grant Program, you should contact the financial aid office.

The U.S. Department of Education has the exact details of this Grant on their website:


As a condition for receiving a TEACH Grant, you must sign a TEACH Grant Agreement to Serve or Repay in which you agree to (among other requirements) teach

  • In a high-need field;
  • At an elementary school, secondary school, or educational service agency that serves students from low-income families; and
  • For at least four complete academic years within eight years after completing (or ceasing enrollment in) the course of study for which you received the grant.

If you do not complete your service obligation, all TEACH Grant funds you received will be converted to a Direct Unsubsidized Loan. You must then repay this loan to the U.S. Department of Education, with interest charged from the date the TEACH Grant was disbursed (paid to you or on your behalf).

Student Eligibility Requirements

  • To be eligible for a TEACH Grant, you must do the following:
  • Meet the basic eligibility criteria for the federal student aid programs.
  • Complete the Free Application for Federal Student Aid (FAFSA) form.
  • Be enrolled in a TEACH-Grant-eligible program.
  • Meet certain academic achievement requirements (generally, scoring above the 75th percentile on one or more portions of a college admissions test or maintaining a cumulative GPA of at least 3.25). For specific information about the academic requirements, talk to the financial aid office at your college or career school.
  • Receive TEACH Grant counseling that explains the terms and conditions of the TEACH Grant service obligation. You must complete counseling each year that you receive a TEACH Grant.
  • Sign a TEACH Grant Agreement to Serve or Repay.

High-Need Fields

  • Bilingual education and English language acquisition,
  • Foreign language,
  • Mathematics,
  • Reading specialist,
  • Science, and
  • Special education, as well as
  • Any other field that has been identified as high-need by the federal government, a state government, or a local education agency, and that is included in the annual Teacher Shortage Area Nationwide Listing (Nationwide List).
  • More information about high-need fields.

If you plan to teach in a high-need field that is included in the Nationwide List, that field must be listed for the state where you teach either at the time you begin your qualifying teaching service or at the time you received a TEACH Grant.

Schools Serving Low-Income Students

Elementary and secondary schools (public and private) and educational service agencies serving low-income students are listed in the annual Teacher Cancellation Low-Income Directory. In addition, elementary or secondary schools operated by the U.S. Department of the Interior’s Bureau of Indian Education (BIE) or operated on Indian reservations by Indian tribal groups under contract or grant with the BIE qualify as low-income schools.

TEACH Grant Agreement to Serve or Repay

Each year that you receive a TEACH Grant, you must sign an Agreement to Serve or Repay on the TEACH Grant page on Student The agreement explains the terms and conditions for receiving a TEACH Grant. By signing the Agreement to Serve, you agree to these terms and conditions and acknowledge that if you do not fulfill the service obligation described in the agreement, the TEACH Grant funds you received will be converted to a loan that you must repay.

Additional Guidance and Implementing Regulations

The Department of Education will publish regulations to implement the TEACH Grant Program after providing an opportunity for public comment in accordance with legal requirements.

Important Reminder

If you receive a TEACH Grant but do not complete the required teaching service, as explained above, you will be required to repay the grants as a Federal Direct Unsubsidized Loan, with interest charged from the date of each TEACH Grant disbursement.

Next Steps

If you would like your eligibility for the TEACH Grant Program to be reviewed, you should submit the TEACH Grant Application.

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